Only If You Have a Customized Written Income Plan. Do You?

Today, people are living longer, which means they need to think long-term when planning for retirement income needs.

A written income plan is designed to help investors see how the decisions they make today will impact their financial future.

Why Income Planning?

It Gives Investments a Purpose

The income planning process can help you answer the most relevant questions for your income and financial needs.

–How much money will I need in retirement?

–When can I retire?

–Will my spouse and/or children be OK if something happens to me?

–Can I leave a legacy?

It Spreads Investment Risk Out Over Time

An income plan can help you safeguard retirement savings while helping investors remain confident.

–Short term income needs can be met through low-risk investment vehicles.

–Longer term income needs are invested with the goal of defending against inflation risk while growing your portfolio.

It Helps Investors Better Prepare for Their Future

Today’s investors have complex needs.

–Align investment strategies with your personalized income needs.

Your Goals 

1. Preserve Assets And Earn Income 

The portfolio is invested in relatively safer assets, with the primary objective of preservation of capital, along with a secondary objective of producing income. 

2. Lower Volatility 

The portfolio is designed to have lower volatility overall than its benchmark indexes, with the goal of producing more consistent long-term returns and more modest drawdowns. 

3. Reduce The Risk Of Major Principal Loss

A portion of the portfolio is either invested in relatively defensive assets or the portfolio is hedged to reduce equity drawdowns during periods of market volatility. 

If you would like a personalized written income plan alongside with an investment proposal, then contact us here at info@commonfinancialsense.com

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