I see it every week, when I ask investors questions. Whether in a meeting, video conference call or on the phone, I ask questions about their current investments. I ask if the know the risk they truly hold and what do these investments cost them? The answer is the same. They don’t know. Sure, some […]
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Over the many years of helping investors, we have run into many situations when we are speaking to clients about estate planning for themselves, but also for their soon-to-be or current adult children. The problem is that most parents just aren’t informed enough to help their 18-year olds. Many times they need the right professionals, […]
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Do You Use Bond Funds For Income? Do You Really Think They’re Safe? Do I really want to read about losing money? YES! This article is how to potentially avoid losing money, especially if you are approaching retirement or you are already retired. The problem is most investors think “I’m ok” or “If interest […]
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5 Crucial “Money Facts” For Zeroing In On The Cost Saving Ideas That Could Potentially Increase Your Returns…. ….And Ditching The Time Wasting and Expensive Money Wasting Products Before Your Next Statement Arrives…. Are You Using Mutual Funds? It’s been my experience that investors don’t want to give themselves a raise and lower their costs. […]
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15% Apple Stock for 81-Year-Old Widow??? I have to share this shocking story with you about a meeting I had with an 81-year-old widow and the portfolio she had at a wirehouse, which I will not mention. She had just under $1 million in assets needed to tap into her portfolio for income. Her largest […]
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10 years ago managing your own retirement was not very complicated. Buy mutual funds, stocks and bonds for a 60/40 allocation, collect the dividends and interest, and use it to pay bills while the principal remains steady. Then 2008 happened. Do you remember the S&P 500 falling 36%? Today’s retirement has changed dramatically, so have […]
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Estate Planning can be tricky and boring to read so here are 9 quick tips for advanced estate planning strategies. Peace of mind, financial freedom and quality of life are your goals. If you’re not achieving all of those right now, then schedule a strategy session with a fee-only financial advisor who works with local […]
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In today’s financial services industry the terminology is becoming ever more confusing. Advisor, Broker, CFA, CFP, AAIM, CIMA, and don’t forget the VHS, BETA and DVD (ha, the last 3 were to see if you were paying attention.) Now they throw in the word Fiduciary. I did some research and the word Fiduciary comes from […]
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